General Insurance & Takaful Am

Home

Protects your property and its contents against fire, flooding, theft, and structural damage 

Vehicle

Covers repair or replacement costs from accidents, theft, or third-party claims — beyond what your road tax requires 

Business

Protects your premises, stock, equipment, and operations from loss or liability — critical for SME owners 

Health

Medical and hospitalisation coverage ensuring you can access treatment without financial hesitatio 

Assets

Covers valuable possessions — machinery, equipment, jewellery — against loss, damage, or theft 

Employees

Employer liability and workmen's compensation ensuring your business is protected if an employee is injured on the job 

Fire & Consequential loss

Covers physical fire damage to your premises plus the financial losses that follow — lost stock, business interruption, temporary relocation 

Professional Indemnity

Protects service professionals against claims of negligence, errors, or failure to deliver — essential for consultants, advisers, and contractors 

Public Liability

Covers your legal responsibility if a third party — customer, visitor, or passerby — is injured or suffers loss due to your business operations 

Burglary

Compensates for losses from break-ins — stolen stock, equipment, cash, or damage to premises. 

Business License Requirements

Certain business licenses and tenancy agreements in Malaysia require proof of active general insurance coverage. This ensures compliance. 

Travelling

Travel insurance covering medical emergencies, trip cancellations, lost baggage, and personal accident while abroad or domestically