Life Insurance & Family Takaful

Death Benefit

A lump sum paid to your nominated beneficiary upon your passing, ensuring your family is financially supported when they need it most. 

Critical Illness

Coverage upon diagnosis of major illnesses such as cancer, heart attack, or stroke — giving you financial breathing room to focus on recovery 

Accidental

Compensation for permanent disability or death caused by an accident, separate from illness coverage 

Hospitalization

Covers inpatient hospital costs so medical emergencies don't drain your savings 

Contributor Waiver

If you become disabled and cannot pay your premiums, the plan continues on your behalf — your coverage doesn't lapse when you need it most 

Hibah

A gift nomination that allows your plan proceeds to go directly to your chosen person upon your passing — bypassing the estate process for faster, cleaner distribution 

Income Protection

Replaces lost income if illness or disability prevents you from working, keeping your household financially stable 

Debt Settlement

Ensures outstanding loans — mortgage, personal, business — are settled and not inherited by your family 

Wealth Preservation

Protects the assets you've built from being liquidated to cover medical or final expenses. 

Medical Fund

A dedicated pool to cover healthcare costs without disrupting your savings or investments 

Uncertainty in life

Provides a financial safety net for life events you cannot predict or plan for